With graduation from college comes a brand new life full of responsibilities. For many people, a credit card becomes a necessity for emergency purchases and building a solid credit history. But credit cards can also plunge people into regrettable levels of personal debt if not … [Read more...]
The Benefits of Being a Smart Credit Card User
Decades of experience have proven beyond all doubt that some individuals are (at least temporarily) better off without access to credit cards. Using a credit card wisely requires both personal discipline and a working understanding of the proper role of credit in personal … [Read more...]