Organization of personal finances is the right direction towards solid savings and budgeting habits. This free apps help keep your bills and finances organized, straight from your computer, tablet or even smartphones.
[Read: 9 Secrets for Building a Budget For Your Lifestyle]
The right financial app enables you to organize your financial life by keeping track of your money habits, maintaining steady monthly budget, and ensuring your bills are settled in time. Moreover, most apps come free, so you can start tracking your financial life with no extra cost. Such software programs will simplify, de-clutter and streamline your financial life. However, some apps fall short, offering negligible user benefits and come with steep learning curves. Others are insanely useful and deserve entry to the smartphone Hall of Fame: your home screen. Below are financial apps that will prove to get you control on organizing your financial life.
Benefits of Financial Management Apps
- Keep track of all your financial transactions and organize them for easy planning and management.
- Generate a household budget
- record and analyze expenses
- Forecast income and expenditures
- Organize your expenses into categories.
- Receive notifications on overdrafts, bill reminders, and wary transactions.
This app is designed to do what you often forget to do since you converted to a paperless agent several years back; download your financial accounting statements. It gives you a general overview of all your accounts, consequently identifying due bills. FileThis, a free app, allows you to fetch financial statements via multiple connections to different financial institutions.
You can still maintain multiple accounts at various institutions, so you can track all your finances. Furthermore, this free version allows you 0.5 GB of affordable cloud storage facility. To secure connections and storage, you need to pay $2 per month for 12 connections and 1 GB storage. You also have an option of $5 for 30 connections and up to 10 GB cloud storage. Users still retain the freedom of hosting their documents in other custom cloud storage sites such as Evernote and Dropbox.
For those who like donating tons of toys, clothes, household goods and books to charity, ItsDeductible is the ideal tool. ItsDeductible is a free app from Intuit (INTU) enables you to record contributions you make them, boosting common item value. Print out a comprehensive annual report regarding your tax, although users with TurboTax can also download financial information straight into your returns.
Intuit is a financial aggregator that enables its 2.5 million users to monitor credit scores, track spending and spot fraud attempts-by retrieving credit card, investment and bank accounts. An obvious must have amongst financial pros.
Accessing online files on the go, from any location and device is an essential procedure at work. DropBox cloud storage can help you while traveling and in the face of natural disasters. So you can regularly upload insurance policies, travel documents, home inventories, appraisal reports, old tax return tax and various important documents. You can use the free app service for as long as you wish but you’ll be restricted to 2 GB cloud storage. An annual subscription at $99 allows you a 1 TB ready to use cloud storage.
Most people will dismiss mobile deposit check as a mere fad. It’s time to embrace mobile banking as a crucial financial life aspect.
Have you ever imagined of mobile banking with no need of setting foot in a physical bank? You were right. My bank app is a comprehensive software utility that allows you to pay bills, transfer money, send financial alerts and a fee-free ATM. It is basically one of the most used mobile banking tools.
Mint is a free, personal finance app that’s simple and easy to use by the average user. This app will capture your financial life by keeping track of your transactions. It mirrors cash-flow in real time, so you can always trace your expenditure and debts. You can comfortably create budgets, track expenditure, monitor accounts, get a free credit score and receive bill alerts. You can also set expenditure limits and Mint will let you know whenever you near your limit. Mint is typically the best way you can monitor accounts, debit and credit cards all through your gadget of choice.
Mint also has an inbuilt machine-intelligence that gives regular recommendations towards cutting spending, reducing transaction fees; you can now make more monthly savings. The more personal and financial information you avail, the more you’ll boost recommendations and analysis accuracy. This app offers cross-platform capabilities such as tax time and syncing with services like TurboTax. You can even save time by downloading financial information straight from Mint.
[Read: Best Apps for Saving Money That Actually Work]
For active stock investors, you may prefer Personal Capital, which offers a more intuitive portfolio manager. It is an elegant banking app with ads-free dashboard. However you may have to bear with regular emails regarding fee-based advisory investment sign-up. These sites have proven to offer better security and privacy policies unlike some aggregator sites whose network loopholes expose user credentials. Remember our private information is usually stored in data-silos we never control.
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